With a $0 premium policy, there is nothing to pay on a monthly basis. Zero-premium plans are offered to you through one of our trusted private insurance company partners.
To keep costs low, the federal government contracts with private insurance companies and pays them a flat fee. The insurance company then creates agreements with a network of local hospitals or providers, which makes it more affordable for you.
Your plan replaces traditional Medicare coverage where Part A is hospital insurance, Part B is medical insurance, and Part D provides prescription drug coverage.
Depending on the plan you are eligible for, and what is available in your state, your plan may also cover extra services like hearing, vision, dental, and other wellness programs that traditional Medicare does not.